The first step to homeownership would be to look at your credit score. Your credit score really holds the key to your home purchasing power. It is normal for a first time homebuyer to contact me, ask questions about the real estate process and where to start. My answer is always-lets take a look at the credit.  As a real estate professional, I work on your behalf to help you find that perfect home, at the right price and terms. In other words, finding a home is like picking out that perfect gift but first, you must qualify. After all, owning a home is one of the biggest investments you will make in your life. How exciting! So, the true first step would be to contact your bank or a mortgage lender. Once you are able to see what your credit score looks like, it will answer that burning question, how much can I afford? Read More …